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Account Analyst

Capitec Bank
Free StateSouth Africa
16 days0 Applicants
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  • To support with the day to day running and maintenance of portfolios by providing a central office-bound contact point for client service queries/ requests, administration assistance and adding value to clients through the identification of cross-selling opportunities, monitoring all loan facilities in the portfolio on a daily basis against set parameters/ conditions.



  • At least 5 years, of which 1 year should have been spent in the Business Banking environment. 
  • Experience in preparing and motivating Credit applications is essential

Qualifications (Minimum)

  • Diploma in Commerce or Banking

Qualifications (Ideal or Preferred)

  • Bachelor's Degree in Banking or Commerce



  • The features, benefits and value propositions of respective company product/service offerings. 
  • General banking practices and procedures.
  • Understanding of how Business Banking operates, as well as understanding the business risks, industry risks and financial requirements pertaining to the business market 
  • Credit principles and practices, including an understanding of credit application, securities and balance sheet requirements. . 
  • The Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA). 
  • Administration processes and procedures pertaining to Business Banking transactions.
  • Client relationship management and service principles.


  • Competitor product offerings/ channels/ operational and marketing tactics would be advantageous.
  • Capitec/Business Bank systems and processes


  • Communications Skills
  • Negotiation skills
  • Problem solving skills
  • Analytical Skills
  • Planning, organising and coordination skills

Conditions of Employment

  • Clear criminal and credit record
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About the company
Capitec Bank logo

We provide simplified banking solutions. That's why we offer affordable transactions, the right type of credit when you need it, and insurance for you.

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